Consumer Notice: Short-term loans generally range from $100 to $1200, and the funds
can be used for any legal purpose the borrower chooses. Funds obtained via
Federal Advance's network are intended for short term financial relief only and do not
constitute a long term financial solution. The APR for your advance will vary depending on
the information you provide and the lender that you are connected with. Federal Advance
does not guarantee that you will qualify for a loan, nor does it guarantee that you will
receive an offer with terms that are acceptable to you. Loan amounts and terms will vary
based on your qualification, and you should carefully review all terms before accepting a
loan offer. For specific information about your loan terms, please contact your lender
directly.
This website is privately owned and is not owned or operated by any state government
agency.
Legal Disclaimer: Federal Advance is not a bank, lender, creditor, or financial
institution, and does not make any approval, loan, or credit decisions. FederalAdvance.com
is not acting as a representative or agent for any lender or financial service provider, nor
does it endorse any particular lender or product. FederalAdvance.com simply provides an
online marketplace that serves to connect prospective borrowers with lenders in our network.
You are under no obligation to use our service to contact a lender, request a loan, or
accept a loan offer. We do not guarantee that you will be offered a loan, nor do we
guarantee that offered loans and terms will be acceptable to you. Consumers in certain
states may not be eligible to request or accept a loan via our website. Please visit our
state information page to learn more about the regulations in your particular state.
Please note that lenders in our network may wish to verify some of your information before
offering you a loan. This information may include, but is not limited to, your social
security number, driver's license number or other federal or state identification, and
credit history. Most of our cash advance lenders do not pull credit reports from national
databases including Equifax, Transunion, and Experian, but may conduct “soft pulls” on your
credit from other providers. By submitting your information and agreeing to our privacy
policy and terms of use, you agree that lenders may obtain your credit report(s) and verify
your information.
When you submit your information via our online form and agree to our terms, you are giving
your express consent for Federal Advance to forward your information to multiple lenders
and/or third party providers, who will evaluate your information to determine whether or not
they can offer you a loan. If a lender approves you for a loan, you will be redirected to
the lender's website to complete the process. All fees and rate information charged by the
lender will be disclosed to you at that time. Please be sure to carefully and thoroughly
review the rates and fees provided by the lender before agreeing to accept the loan. You are
under no obligation to accept terms you are not comfortable with, and you should not accept
terms that include payment amounts that are too difficult or impossible for you to meet.
If you decide that the loan terms are acceptable to you, you will be able to E-sign your
loan documents with your lender directly. When e-signing, you are entering into a legally
binding contract with the lender and you are responsible for repayment of the loan. Your
repayment obligation and any other loan-specific questions or concerns are between you and
the lender, not Federal Advance. Questions regarding this information should be directed
to your lender.
Please note that the loans offered by our lenders are intended for short-term financial
relief and are not long-term financial solutions. You can learn more by visiting our
Rates & Fees page. We
encourage borrowers who need long term financial solutions to contact a financial advisor.
Availability: This service is not available in all states, and the states this website
services may change from time to time without notice. We highly recommend that you review
all local laws and regulations regarding cash advances in your particular state before
requesting or accepting a loan.